Retirement Income Account Plan

[vc_row][vc_column width=”1/1″][text_output]retired coupleCBAmerica, in partnership with CB Northwest, sponsors a Retirement Income Account Plan that is open to pastors and employees of member churches and affiliated organizations. The Plan is a “403(b) Plan” that has been specifically designed to meet the retirement needs of our members. Contributions are flexible. You decide how much you would like to save toward your own retirement. You make your contributions through convenient automatic payroll deductions. Your church or organization can also make additional contributions on your behalf if it chooses to do so.

The Plan offers some very real tax savings. Any contributions made will reduce the amount that is reportable to the IRS as taxable income for that year. The investment earnings on your contributions grow and compound on a tax-deferred basis. That is, you are not taxed on the contributions or earnings credited to your Plan account until they are paid out to you.

If you are an ordained minister, you may be eligible for even greater tax savings upon your retirement (any time after age 59-1/2) in that you may qualify to take retirement distributions as housing allowance. All contributions are pooled for investment purposes. The Plan’s investments are handled by a professional investment broker appointed by the Plan’s Board of Trustees. The investment style is appropriate for long-term retirement savings.

If your church or association is also contributing for you, the total contributions you make or receive in a year cannot exceed certain IRS limits – on this Plan and any other retirement plans in which you may be participating. Please contact a licensed tax consultant to see how these rules apply to you and your church.

You are 100 percent vested in your Plan account at all times. That is, you will not forfeit benefits if you terminate employment with your church or organization for any reason.

You can choose from a full menu of benefit payment options – installment payments, lump-sum payments, or tax-deferred rollovers to IRAs or other 403(b) plans.

You name a beneficiary to receive the unpaid balance of your account upon your death. Benefits for non-pastoral staff are generally payable as early as 90 days after they terminate employment with their church or organization, regardless of their age at the time. To help assure that pastors have an income when they retire, the Plan does not pay benefits to pastors before they turn age 59-1/2 (except in cases such as death or disability).

Contact CBNorthwest for more information[/text_output][/vc_column][/vc_row]

Disciple Making

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Dr. Paul Borden
Rocky Mountain Church Network
Catalyst/Coach

Taken from Growing Healthy Churches January 2015 E-Newsletter

 

 

The Great Commission has only one command in it, which is “make disciples”. The Church of Jesus Christ is to be committed to making disciples. In fact most congregations, pastors, board members and congregants agree that this is what the Church of Jesus Christ needs to be doing. Yet in our nation most congregations are not doing well, in terms of either adding new disciples or seeing the disciples that make up the congregation grow and develop significantly. Therefore, if fulfilling this command would build the Church, as Jesus expects, what is the problem? I would like to suggest that too often we take a very narrow view of what Jesus meant, when he said, “make disciples.” I think disciple making involves three major areas of responsibility.

The First Major Responsibility

First congregations must regularly and consistently help people who are currently not disciples of Jesus Christ become disciples. This is perhaps the biggest failure in most congregations. Too often most of the congregation’s resources (time, money, energy, focus etc.) is spent on those who are already disciples rather than making it a priority to devise plans, strategies and tactics to mobilize the congregation to be about fishing for men and women. This is why the Church of Jesus Christ in our nation is not growing when compared to our population growth and why more and more congregations are dying.

The Second Major Responsibility

Congregations need to help those who are disciples develop and mature in order that they might be sold out to doing whatever it is that our Lord demands. This means helping current disciples develop in knowledge (knowing God’s will), in character (becoming like Jesus Christ), in service (giving away to the point of sacrifice) and in sharing with the lost the Good News of the Gospel (evangelism). Most congregations focus on knowledge, knowledge and more knowledge as the primary way to develop disciples. However, there is little focus on helping current disciples become sold out in terms of their lives, as evidenced by the lack of responsible financial stewardship, lack off of sacrificial service, putting family over God (especially children), the inability to control the tongue and the lack of sharing the Good News of the Gospel with others, just to name a few examples.

The Third Major Responsibility

Congregations have the responsibility to help those who comprise the congregation become reproducing Christians. God’s enterprise to reach the world and make disciples is based upon the assumption that the Church will be a reproducing body. Christians who do not reproduce must understand that they are highly underdeveloped disciples of Jesus Christ.

The good news is that there are congregations in our nation that are taking seriously the command of our Lord to, “make disciples.” The tragedy is that these congregations are in the minority. The other tragedy is that many congregations call themselves disciple making when in reality they are not.[/text_output][/vc_column][/vc_row]

Honoring Dr. Earl D. Radmacher

Honoring-Dr.-Earl-Radmacher Dr. Earl Radmacher’s involvement with Western Seminary began in 1962 and encompassed a variety of key roles, most notably his service as President from 1965-1990. The combined strength of his convictions and personality shaped Western Seminary in a number of ways that continue to the present day. His unyielding commitment to the inerrancy of Scripture, the “by grace through faith alone” gospel of Christ, and the importance of faithful service to the Lord from those who have embraced that gospel significantly reinforced Western’s core convictions in an era marked by widespread theological drift. His ministry extended worldwide through his many books and speaking ministry in conferences and churches, positively impacting a countless number of lives.

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Pacific Church Network Annual Meeting

Redemption Hill Church
16153 E Russell Street
Whittier, CA 90603.  Directions
Sunday, January 25, 20153:45-4:45 Breakout Sessions
4:45 – 5:45 Dinner (free, but rsvp needed when you click and register online)
6:00 General Session

Main Session Speaker: Dr. Jim Smith

Break Out Sessions:

  • How to Dramatically Increase Giving in Your Church: Brian Howard
  • Effective Church Leadership Strategies for Husbands and Wives: Sam & Dina Ticas
  • How Our Children’s Ministry Really Grew Our Church: Sam Brumit
  • How Our Small Church is Reaching Our Large City: Jesse Mendez
  • 25 Years of Leadership Lessons: Robert Bishop
  • Cómo mantener la segunda generación (How to Keep The Second Generation In Your Church): Emilio Núñez (in Spanish)
  • What Every Man Should Hear About Leadership From a Woman’s Perspective: Orbelina Eguizabal (in Spanish)
Childcare provided for children ages 2-5 years old–RSVP needed through registration link below.

Crash!!!

0d440c9I can think of very few instances where the word CRASH has positive implications.  So it is with the CBAmerica website.  The company providing hosting services for the CBA website had a major CRASH of the servers containing ours and several other company’s websites.   We, along with others, had used a company in Portland, OR to design and host our website several years ago.  That company had been acquired by another company and had made a commitment to continue hosting these sites from the acquired company.  When the acquiring companies servers went down, they notified us that not only were they not going to continue hosting these websites from the previous company, but they also were not going to be able to recover and restore the websites.

Sorry for any inconvenience you may have experienced in not being able to access the CBA website.  We are working to rebuild the website under a new format. Honestly we want it back up more than you can imagine.