Retirement Income Account Plan

[vc_row][vc_column width=”1/1″][text_output]retired coupleCBAmerica, in partnership with CB Northwest, sponsors a Retirement Income Account Plan that is open to pastors and employees of member churches and affiliated organizations. The Plan is a “403(b) Plan” that has been specifically designed to meet the retirement needs of our members. Contributions are flexible. You decide how much you would like to save toward your own retirement. You make your contributions through convenient automatic payroll deductions. Your church or organization can also make additional contributions on your behalf if it chooses to do so.

The Plan offers some very real tax savings. Any contributions made will reduce the amount that is reportable to the IRS as taxable income for that year. The investment earnings on your contributions grow and compound on a tax-deferred basis. That is, you are not taxed on the contributions or earnings credited to your Plan account until they are paid out to you.

If you are an ordained minister, you may be eligible for even greater tax savings upon your retirement (any time after age 59-1/2) in that you may qualify to take retirement distributions as housing allowance. All contributions are pooled for investment purposes. The Plan’s investments are handled by a professional investment broker appointed by the Plan’s Board of Trustees. The investment style is appropriate for long-term retirement savings.

If your church or association is also contributing for you, the total contributions you make or receive in a year cannot exceed certain IRS limits – on this Plan and any other retirement plans in which you may be participating. Please contact a licensed tax consultant to see how these rules apply to you and your church.

You are 100 percent vested in your Plan account at all times. That is, you will not forfeit benefits if you terminate employment with your church or organization for any reason.

You can choose from a full menu of benefit payment options – installment payments, lump-sum payments, or tax-deferred rollovers to IRAs or other 403(b) plans.

You name a beneficiary to receive the unpaid balance of your account upon your death. Benefits for non-pastoral staff are generally payable as early as 90 days after they terminate employment with their church or organization, regardless of their age at the time. To help assure that pastors have an income when they retire, the Plan does not pay benefits to pastors before they turn age 59-1/2 (except in cases such as death or disability).

Contact CBNorthwest for more information[/text_output][/vc_column][/vc_row]

Disciple Making

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Dr. Paul Borden
Rocky Mountain Church Network
Catalyst/Coach

Taken from Growing Healthy Churches January 2015 E-Newsletter

 

 

The Great Commission has only one command in it, which is “make disciples”. The Church of Jesus Christ is to be committed to making disciples. In fact most congregations, pastors, board members and congregants agree that this is what the Church of Jesus Christ needs to be doing. Yet in our nation most congregations are not doing well, in terms of either adding new disciples or seeing the disciples that make up the congregation grow and develop significantly. Therefore, if fulfilling this command would build the Church, as Jesus expects, what is the problem? I would like to suggest that too often we take a very narrow view of what Jesus meant, when he said, “make disciples.” I think disciple making involves three major areas of responsibility.

The First Major Responsibility

First congregations must regularly and consistently help people who are currently not disciples of Jesus Christ become disciples. This is perhaps the biggest failure in most congregations. Too often most of the congregation’s resources (time, money, energy, focus etc.) is spent on those who are already disciples rather than making it a priority to devise plans, strategies and tactics to mobilize the congregation to be about fishing for men and women. This is why the Church of Jesus Christ in our nation is not growing when compared to our population growth and why more and more congregations are dying.

The Second Major Responsibility

Congregations need to help those who are disciples develop and mature in order that they might be sold out to doing whatever it is that our Lord demands. This means helping current disciples develop in knowledge (knowing God’s will), in character (becoming like Jesus Christ), in service (giving away to the point of sacrifice) and in sharing with the lost the Good News of the Gospel (evangelism). Most congregations focus on knowledge, knowledge and more knowledge as the primary way to develop disciples. However, there is little focus on helping current disciples become sold out in terms of their lives, as evidenced by the lack of responsible financial stewardship, lack off of sacrificial service, putting family over God (especially children), the inability to control the tongue and the lack of sharing the Good News of the Gospel with others, just to name a few examples.

The Third Major Responsibility

Congregations have the responsibility to help those who comprise the congregation become reproducing Christians. God’s enterprise to reach the world and make disciples is based upon the assumption that the Church will be a reproducing body. Christians who do not reproduce must understand that they are highly underdeveloped disciples of Jesus Christ.

The good news is that there are congregations in our nation that are taking seriously the command of our Lord to, “make disciples.” The tragedy is that these congregations are in the minority. The other tragedy is that many congregations call themselves disciple making when in reality they are not.[/text_output][/vc_column][/vc_row]

Online Training for Short-Term Missions

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Recent studies have encouraged churches and ministries to scale back on their short-term mission endeavors.  Some root causes for this concern are a lack of training and spiritual formation in those who serve as well as the long-term effectiveness of the field.  Previous studies reveal that less than 20 percent of short-termers are effectively trained in the pre-field, on-field and post-field stages of a short-term mission.  “Training must be much more than a video someone watches or a book to read.  Effective training takes time and an intentional process of discipleship”, says Tory Ruark, a Short-Term Mission Coach for DELTA Ministries International (DELTA).

To make training available to a broader audience, DELTA has launched the first online training course for short-term missions that provides a personal coach to guide participants through the course.  Short-Term Missions 101 is designed for individuals, whether traveling alone or as part of a team, who are not receiving adequate training or who desire to have a more effective short-term mission experience.  Sending agencies can also refer their short-termers to this course to ensure they will be prepared to serve and to be a blessing instead of a burden on the field.

This online course is available for just $45 and provides ideas, techniques, and skills designed to maximize the on-field experience for adults and youth serving on a short-term mission. Training focuses on spiritual growth, character transformation, the ABC’s of short-term mission, cultural adaptation, team building, interpersonal relationships and conflict, evangelism training and field specific modules. Registration includes the online biblical DISC personality profile assessment.

To register for the course or for more information, visit deltaministries.com and click on the “Online Course for Short-Term Missions” link or visit the online store.
DELTA is an accredited member of the Standards of Excellence in Short-Term Mission (SOE) and CEO Brian Heerwagen helped develop these best practice standards for the United States.  Since 1979 DELTA has effectively trained and mobilized over 10,000 short-termers and 1,000 teams that have mobilized to 100 countries and 30 US states for missions.

Welcome Relief: Clergy Housing Allowance Upheld

The clergy housing allowance is safe for now. Last week, the Seventh Circuit Court of Appeals reversed a Wisconsin federal district court, which struck down the venerable clergy housing allowance. As a result of the Seventh Circuit’s decision, clergypersons who serve churches, synagogues, mosques, and other worshipping groups, may continue to exempt certain parts of their compensation from federal income tax.

The news comes as welcome relief to worshipping groups and clergypersons. Last November, for the first time, a federal district court held the federal exemption from income tax for clergy housing allowances unconstitutional. See Freedom from Religion Found., Inc. v. Lew, 11-CV-626-BBC, 2013 WL 6139723 (W.D. Wis. Nov. 22, 2013). The Department of Justice appealed to the Seventh Circuit. On appeal, the case brought together diverse religious groups, who filed three amicus curiae (friend of the court) briefs in support of the government’s appeal. These briefs represented more than ninety American religious groups, including Jewish, Protestant, Islamic, and Catholic groups. The groups all understood the fundamental importance of the district court’s path-breaking decision: had it been upheld, the financial implications to these worshipping groups and their clergy would have been severe., The Seventh Circuit’s decision upholding the housing allowance has thus provided a reprieve.

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CHURCH PLANTING GOING STRONG

BrBrian Howardian Howard, Church Multiplication

2014 was a great year for Church Planting in Pacific Church Network! We have now planted seven new churches since the beginning of 2013.

 

 

 

 

Mission 316, San Marcos

Seed, Ventura

Redemption Hill Uptown, Whittier

Soma, Santa Clarita

Citylights, Fountain Valley

Tradewind Communities, Kailua, Hawaii

Redemption Hill La Habra, La Habra

 

Not only are we planting churches, but each of the seven churches that we have planted in 2013 and 2014 are moving forward and growing. These seven church plants have baptized over 100 people to date! But we are just getting started. Our goal is to continue to plant four new churches every year and 76 new churches by 2026. At our upcoming annual meeting, we will be announcing our 2015 church planters. I am looking forward to 2015 and will be interacting with potential church planters, coaching our current church planters, speaking in order to continue to raise awareness, and preparing for our 2016 church planters.

 

“We continue to make great progress and I am bullish on PCN Church Planting!”

 

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Miki West Memorial Service

Miki West, a long time friend of Southwest Church and fellow worker in the Lord, has gone home to glory.
Miki was a former CB pastor at Calvary Baptist Church in Silver City, NM and Bible Baptist Church in Phoenix.  He also served as Chaplain for the VA hospital here in Phoenix. Services are scheduled below.  The family would like to welcome everyone who has been touched by this amazing man’s life to attend.Visitation will be held Tuesday, December 30th from 6-8 pm at Green Acres Mortuary and Cemetery (401 N. Hayden Road, Scottsdale, AZ 85257)His Celebration of Life Service will be Wednesday, December 31st at 11 am at Mesa Baptist Church (2425 S. Alma School Road, Mesa, AZ 85210)

The Graveside Service will be held at 2 pm at the National Memorial Cemetery of Arizona (23029 North Cave Creek Road, Phoenix, AZ 85024)

The family is requesting – in lieu of flowers – please make a donation in his honor to either the ALS Association or Gideons International.

Click Here for his full obituary

Honoring Dr. Earl D. Radmacher

Honoring-Dr.-Earl-Radmacher Dr. Earl Radmacher’s involvement with Western Seminary began in 1962 and encompassed a variety of key roles, most notably his service as President from 1965-1990. The combined strength of his convictions and personality shaped Western Seminary in a number of ways that continue to the present day. His unyielding commitment to the inerrancy of Scripture, the “by grace through faith alone” gospel of Christ, and the importance of faithful service to the Lord from those who have embraced that gospel significantly reinforced Western’s core convictions in an era marked by widespread theological drift. His ministry extended worldwide through his many books and speaking ministry in conferences and churches, positively impacting a countless number of lives.

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Pacific Church Network Annual Meeting

Redemption Hill Church
16153 E Russell Street
Whittier, CA 90603.  Directions
Sunday, January 25, 20153:45-4:45 Breakout Sessions
4:45 – 5:45 Dinner (free, but rsvp needed when you click and register online)
6:00 General Session

Main Session Speaker: Dr. Jim Smith

Break Out Sessions:

  • How to Dramatically Increase Giving in Your Church: Brian Howard
  • Effective Church Leadership Strategies for Husbands and Wives: Sam & Dina Ticas
  • How Our Children’s Ministry Really Grew Our Church: Sam Brumit
  • How Our Small Church is Reaching Our Large City: Jesse Mendez
  • 25 Years of Leadership Lessons: Robert Bishop
  • Cómo mantener la segunda generación (How to Keep The Second Generation In Your Church): Emilio Núñez (in Spanish)
  • What Every Man Should Hear About Leadership From a Woman’s Perspective: Orbelina Eguizabal (in Spanish)
Childcare provided for children ages 2-5 years old–RSVP needed through registration link below.

Why Are You Here?

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Dr. Paul Borden
Rocky Mountain Church Network
Catalyst/Coach

Taken from Growing Healthy Churches December 2014 E-Newsletter

 

 

 

One of the most frustrating experiences for me is to walk into a store knowing what I want to purchase, finding it and being ready to pay for it, only to find the sales staff more engaged in talking to each other than waiting on me as a customer. I want to scream, “Don’t you know why you are here?” I might add that I find this equally frustrating when I see other customers having the same experience. Perhaps they are looking for a special item, cannot find what they want or simply are new to the store. And when they are left alone because sales people are more involved with each other than with the customer, it speaks poorly of the sales people’s training and understanding of their purpose.  

I believe the Church of Jesus Christ and each part of that Church, including local congregations, has two customers (assuming a business metaphor). Its primary customers are the people who do not yet know Jesus Christ. The secondary customers are those people who are already part of the Body of Jesus Christ through faith in Jesus’ work in their behalf. However, I find that many congregations spend the bulk of their resources (time, money, energy etc.) on those who already know Jesus Christ, rather than focusing on those who still need to meet Jesus Christ.

The result is that many congregations act like the sales staff in a business where they are more preoccupied with those who run the business than the customer the business was designed to serve. Jesus told us that he would build his church so the “Gates of Hell” would not prevail. The church is designed to depopulate the zip code of the Evil One. Yet we in the church spend most of our time focusing on ourselves rather than on the primary customer our Lord intended the Church to reach.

As we focus this time of year on the coming of the Lord Jesus Christ, we are reminded that Jesus modeled for us, the way he wants us to act with those who do not know him. In the mystery of Godliness, Jesus never left the Father. But in the incarnation, Jesus left heaven and his position there to come to seek and to save those who are lost. His focus, during his time on earth, was to spend a significant amount of time with those who did not know him. And in the process he did not count his position in heaven, as God, as something to preclude his time to come and provide redemption. Jesus functioned like a well trained staff person, who understands that the business is always about the customer, not the staff that run it. He came to serve others, not himself.[/text_output][/vc_column][/vc_row]

CBAmerica Board of Directors Appoint New Director of Chaplaincy

At the 2014 January Board meeting, Rev. Allen Russell informed the CBAmerica Board of Directors of his plans to retire from his position as the Director of Chaplaincy in mid-2015. A search team was selected with a goal of appointing a new Director by January 1, 2015.  This would allow Chaplain Russell the opportunity to train and mentor his replacement. By early summer Chaplain Andrew Meverden was unanimously approved by the board as the new Director of Chaplaincy.

Chaplain Meverden’s experience dates back over 40 years of military and 35 years missionary, parachurch, and church involvement. He worked as a missionary in Portugal planting churches with the Conservative Baptist Foreign Mission Society (WorldVenture). He assumed the leadership of Santo Antonio dos Cavaleiros mission, developing national leaders, organizing churches and securing original church meeting facilities.

Reverend Meverden then worked as Director of Church Relations for Partners International in San Jose, California. When he became a Chaplain in the US Army Reserve.  Following this experience, he served as Assistant Pastor of Ministry Development at Calvary (Baptist) Church in Los Gatos, California, and then as Senior Pastor of Galilee Baptist Church in Denver, Colorado. While pastoring this 106 year old congregation, Chaplain Meverden was called to active duty in Afghanistan, as chaplain of the Colorado Army National Guard Green Berets.

After serving in Kabul, Afghanistan as Chaplain of US Army Special Forces, Chaplain Meverden became a management and program analyst at Joint Forces Headquarters in Centennial, Colorado, while continuing his part-time Guard Chaplaincy. He has served since 2007 as Command and Fulltime support Chaplain at Joint Forces Headquarters, Colorado. It is from this position that Chaplain Meverden will retire on December 31, 2014.

Col. Meverden and his wife, Myra, live in Aurora Colorado. They have been married 8 years and have 7 children and 8 grandchildren. Chaplain Meverden’s broad military, parachurch, and pastoral experience will be a great compliment to the CBAmerica program that Al Russell has built over the last 21 years.Andy and Myra Meverden